Co-Lending or Own Book Lending: Which Model Fits Your Lending Strategy?
India’s digital lending ecosystem is evolving rapidly. With the market projected to cross $720 billion by 2030, NBFCs and fintechs face a crucial strategic decision:
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RBI Just Fined HDFC Bank — And an NBFC. Compliance Lapses Are No Longer Tolerated.
The Reserve Bank of India continues to send a clear message:
No lender — not even the biggest bank in the country — is beyond scrutiny.
In its...
Gujarat Just Proved Everyone Wrong — And It’s a Big Win for India’s Financial Future
For decades, Gujarat has been known for its entrepreneurial spirit — but mostly in textiles, jewellery, and traditional family businesses....
Payment Gateway vs Payment Aggregator: Which One Fits Your Business Better?
As online payments continue to grow in India, choosing the right payment infrastructure has become a strategic decision. A smooth, fast, and secure checkout is essential &...
RBI Is Coming Down Hard on NBFCs — Are You Prepared?
The Reserve Bank of India (RBI) is sending a strong message to the NBFC sector: regulatory compliance is critical. Over the last year, RBI has taken serious enforcement actions against bot...
RBI Scraps Prepayment Charges on Floating-Rate Loans
A Game-Changer for NBFCs from January 2026
In a landmark move to empower borrowers and promote transparency, the Reserve Bank of India (RBI) has banned prepayment penalties on floating-rate l...
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In today’s rapidly evolving financial landscape, the demand for flexible and accessible financial services is at an all-time high. One of the key players in fulfilling this demand is Non-Banking Financial Companies (NBFCs). With their ability t...