Blogs

Co-Lending or Own Book Lending? Choosing the Right Model for Your Growth Strategy India’s digital lending ecosystem is entering a decisive decade. With the market projected to cross USD 720 billion by 2030, NBFCs and fintech founders face a ...

Is Your NBFC Truly RBI Compliant? Most NBFC founders confidently answer “yes”— until an RBI inspection, statutory audit, or supervisory review says otherwise. In today’s regulatory environment, assumed compliance is ris...

Digital Lending Is Growing 10× Faster Than Traditional Banking India’s credit ecosystem is undergoing a historic shift. Digital lending is no longer a niche—it’s becoming the primary engine of credit growth, expanding nearl...

India’s Fintech Boom: A ₹82 Lakh Crore Opportunity in the Making India is witnessing one of the fastest fintech revolutions in the world. With the industry expected to touch $990 billion by 2032, fintech is no longer a niche—it is beco...

Thinking of Starting a Digital Lending Business? Now Is the Best Time. Digital lending is transforming India’s credit ecosystem. What once took days—or even weeks—can now be completed in minutes. From SMEs to first-time borrowers...

15 Compliance Gaps That Can Put NBFCs Under RBI Scrutiny In the last two years, the Reserve Bank of India (RBI) has imposed penalties on several Non-Banking Financial Companies (NBFCs) — not for fraud or major violations, but for avoidable c...

Rising NPAs: A Red Flag NBFCs Can’t Afford to Ignore The Non-Banking Financial Company (NBFC) sector in India is facing a serious challenge—a sharp rise in Non-Performing Assets (NPAs). From unsecured personal loans to SME and rural le...

SEBI Rolls Out New Co-Investment Framework: A Big Win for India’s Private Market India’s private capital landscape just received a significant boost. In a major regulatory move, the Securities and Exchange Board of India (SEBI) has un...

Planning to Acquire an NBFC? Here’s What You Need to Know Acquiring a Non-Banking Financial Company (NBFC) can be a powerful growth strategy — giving you access to lending licenses, financial markets, and a wider customer base. However...

RBI to Tighten Supervisory Norms for NBFCs in FY26: What It Means for the Sector The Reserve Bank of India (RBI) is preparing to introduce stricter supervisory regulations for Non-Banking Financial Companies (NBFCs) in the financial year 2025&ndas...

RBI Scraps Prepayment Charges on Floating-Rate Loans A Game-Changer for NBFCs from January 2026 In a landmark move to empower borrowers and promote transparency, the Reserve Bank of India (RBI) has banned prepayment penalties on floating-rate l...

𝘈𝘯𝘨𝘦𝘭 𝘍𝘶𝘯𝘥 𝘙𝘦𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯𝘴 𝘈𝘳𝘦 𝘌𝘷𝘰𝘭𝘷𝘪𝘯𝘨 — 𝘈𝘳𝘦 𝘠𝘰𝘶 𝘗𝘳𝘦𝘱𝘢𝘳𝘦𝘥? Starting July 2025, the rules governing Angel Funds in India are undergoing a major overhaul. These fresh guidelines from SEBI aim to bri...